Commercial vehicles are used for business, which means that they can be any type of vehicle commonly seen on the road and then some. Any truck, car, or van that is licensed and insured for commercial purposes is a commercial vehicle.
In addition, there are many kinds of vehicles that tend to only be used for commercial purposes. For example, a hearse, ice cream truck, cement mixer, limousine, tow truck, or garbage truck are almost never used for any purposes other than commercially. Although you may occasionally see the neighborhood eccentric driving a hearse for fun, it’s not common.
Commercial auto insurance policies take a lot more risk into account than personal insurance policies. There are usually many more drivers listed on a commercial insurance policy, plus the vehicles tend to travel more and longer distances.
Commercial vehicles can also be much larger than other vehicles on the road, which makes them particularly dangerous if they are involved in an auto accident. A Washington personal injury lawyer can provide more information if you’re involved in an accident with a commercial vehicle.